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Spend Less Save More!

By Carl Conrad

Everywhere you look, somebody’s got a mantra for you – a simple phrase that inspires you or capsulizes some advice that someone thinks you need to know into four words or less. Jingles, slogans, summaries, catch phrases; that seems to be the only way to convey passion, commitment, and discipline nowdays. Have a nice day!… Drive carefully!… Love you!… No pain, no gain!… our team/school/band/coach is the BEST!

And, like a weight loss diet, the financial advisors have created their own mantras for those too debt-heavy or cash-poor to know better. Spend less! Save more! Don’t charge it, ignore it! Like a mother telling you to wash your hands before you eat, this gaggle of financial gurus not only tells you the obvious, but scares the willies out of you with stories of financial damnation!

Why they’re called “gurus” is to give them a mystical title that sounds fancier than counselor, advisor, teacher, coach, or salesman. Kind of like the difference between a janitor and a custodial engineer. It’s difficult to say how one becomes a guru; there’s no degree given for it, no certifying board, not even a conferring agent. It seems that one is just self-anointed as such.

Then, once you have the title, next comes the system, the workbooks, the seminars, the endorsements, the testimonials and, most importantly, the advertising! These give credibility that you’re not just a lot of hot air and slogans because now you have the gift that sells – CELEBRITY! Once people know your name and associate it with a cause of some kind, you’re imbued with mystical powers!

When a FINANCIAL GURU tells you to spend less and save more, that has a much more profound impact on you than all the others around you who have been yelling that same thing for years. Somehow when someone on a stage tells you the obvious, you believe them. When it’s your mother or your spouse or a friend who has been repeatedly telling you the same thing, it’s just something more to ignore, or something too obvious to be of value.

Doesn’t that seem to bring into suspicion the notion that a celebrity guru, who is being enriched by giving you the same advice that others around you are giving you for free, has answers that you just don’t know? Doesn’t that bring into question the need for a personal consultant who will remind you that if you eat that piece of chocolate cake or use a credit card to gamble with, you’re going to regret it later? These people are not GURUS, they’re the CONSCIENCE that you’ve otherwise silenced!

So, when you see a name you recognize on television, hear a radio advertisement, find a pop-up ad or a link on the internet, or receive a packet of information in the mail that seems to offer just the solution to whatever malady you’ve been suffering, think about where you’ve heard it before because you might be able to save yourself some money. It’s probably only a glorified restatement of what your parents told you, a coach pleaded for you to learn, or your grandmother summed up in a snappy phrase. You don’t really need a GURU for that, you just need some discipline and common sense.

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Ted Nugent Attacks ‘unclean dipsh*t’ Native Americans, Says: Europeans ‘stole their land’ is ‘bullsh*t’

Via Counter Current News

Right wing, conservative musician Ted Nugent said on Thursday that Native Americans who have been speaking out agains him, outside of his concerts are “stinkyass unclean dipsh*t protestors.”

Nugent had been scheduled to play at a Native American owned casino in Worley, Idaho. But the Native American nation that runs the casino canceled after hearing about Ted’s history of making racially inflammatory remarks. That sort of divisiveness, they explained, had no place at their establishment.

“I take it as a badge of honor that such unclean vermin are upset by me and my positive energy,” Nugent said after being informed of the cancelation. “By all indicators, I don’t think they actually qualify as people, but there has always been a lunatic fringe of hateful, rotten, dishonest people that hate happy, successful people.”

But since that time, at least three additional concerts have been canceled due to pressure from Native American activists and other antifascist protesters. By Thursday, Nugent unloaded on his Facebook page, complaining about Native Americans from the United Urban Warrior Society in Rapid City who protested at his Wednesday event in Sturgis.

“WE ARE ON OUR JET NOW HEADING FOR TOLEDO RIBFEST JAM AFTER AN INSANE INCREDIBLE OUT OF BODY ULTRAROCKOUT at the Full Throttle Saloon in Sturgis SD!” Nugent ranted. “Simply astonishing gig! 4 stinkyass unclean dipshit protestors that admitted they hate me AND ALL WHITE PEOPLE THAT STOLE THEIR LAND BULLSHIT!!”

“See, it aint me they hate, they hate all Americans that produce & live the American Dream. Simply insane!”

One of Ted’s fans commented: “Maybe the natives shoulda had better weapons”? Which prompted Nugent to chime in, insulting Native culture and traditions further, saying: “less peyote less whoopin & hollerin.”

Now, a Facebook page has been created in order to organize a protest at Nugent’s Friday concert.

“Sure, Nugent has a right to free expression under the First Amendment. But no matter what your political views, every citizen also has a right and in a democracy, a civic responsibility to protest bigotry and intolerance,” organizers of the protest have noted. “That’s why we are urging everyone to add their voice, speak out, and join in protest of the appearance of this man and his vile stream of hate speech in our community!”

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US allies cultivated Islamic State. Now IS plans to ‘raise flag of Allah in White House’

ia RT

As the Islamic State tears through minority communities in northern Iraq, the extremist terror group, that owes its ascendance to funding from US allies in the Middle East, sent a message to the White House: We’re coming for you.

“I say to America that the Islamic Caliphate has been established,”Abu Mosa, a spokesman for the Islamic State (IS), formerly know as the Islamic State in Iraq and Syria (ISIS), told VICE Media.“Don’t be cowards and attack us with drones. Instead send your soldiers, the ones we humiliated in Iraq.”

“We will humiliate them everywhere, God willing, and we will raise the flag of Allah in the White House,”Mosa added.

On Thursday, in response to gains made by IS in Iraq, US President Barack Obama ordered airstrikes on IS targets to help protect Christians and Yazidis, a Kurdish religious sect in northern Iraq.

Rear Admiral John Kirby, a Pentagon spokesman, said airstrikes took place to help defend Kurdish forces near Erbil, Iraq. Two F/A-18 aircraft dropped 500-pound laser-guided bombs on a mobile artillery piece.

The decision to strike was made by the US Central Command commander under authorization granted him by the commander in chief,” Kirby said. US personnel are also based in the city.

In addition to the strikes, Obama called for humanitarian supplies to be airdropped to stranded Yazidirefugees. Around 40,000 Yazidis – whose religious beliefs are a mix of ancient Zoroastrianism, Islam, and Christianity – sought refuge on Mount Sinjar last weekend after Islamic State fighters continued their march toward Erbil. Iraqi officials say more than 500 men were killed by the Al-Qaeda offshoot, and many more, including dozens of children, have died since fleeing Sinjar, a remote area void of nourishment or resources.

But while the Islamic terror group du jour rips through Iraq – largely forcing minorities to choose its brand of strict Islam, flee, or die – observers note that it’s important to remember how IS has gained strength from the financial backing of United States’ allies in the Middle East, including Saudi Arabia, Kuwait, and Qatar.

Elite donors of American allies in the Persian Gulf region have poured an immense amount of resources into rebel groups like IS in efforts to advance on three general goals: opposing Iran, its ally Bashar Assad and his government in Syria, and fomenting the Sunni-Shia divides in the region.

IS, formerly allied with Al-Qaeda before splitting with them last year, has benefited from Gulf funding of rebel groups opposed to Assad in the Syrian civil war, as several reports have detailed, paving the way for the Islamic State to advance over the border into Iraq, where it has captured major gains such as Mosul, the second-largest city in Iraq.

Iraqi Prime Minister Nouri al Maliki has publicly accused Saudi Arabia and Qatar, both Sunni-led nations, of ongoing financial support for IS.

In Kuwait, donors have successfully funneled hundreds of millions of dollars to rebel militias in Syria.

“Over the last two and a half years, Kuwait has emerged as a financing and organizational hub for charities and individuals supporting Syria’s myriad rebel groups,” the Washington think tank Brookings Institution wrote in a December report.

“Today, there is evidence that Kuwaiti donors have backed rebels who have committed atrocities and who are either directly linked to al-Qa’ida or cooperate with its affiliated brigades on the ground.”

The United States has also supported so-called “moderate” Syrian rebels with both lethal and non-lethal aid, lending to fears that arms sent with the help of the Gulf states were channeled to the likes of IS.

A situation in which the US offers both direct and indirect support to groups fighting common foes one day, only to find that the groups will later leverage such aid, including weaponry, against the US and allies calls to mind the rise of the Taliban in Afghanistan, to name one example. There, the US long backed mujahideen guerilla fighters, including Osama bin Laden, in their war against the invading Soviet Union army from 1979 to 1989.

Once Soviet Union forces left Afghanistan, these “freedom fighters,” as they were known by the Reagan administration, fought one another in a fierce civil war, leading to conditions that brought about the Saudi-supported Taliban rule.

In addition, Western incursions in the region, namely the 2003 invasion of Iraq that ushered in a brutal sectarian war that still divides the country today, have led to extreme instability, creating a power vacuum for militant groups to fill.

Brian Becker, an anti-war campaigner with the ANSWER coalition, told RT that the United States and its allies must take some of the blame for the rise of the Islamic State in Iraq and Syria.

“It was the intervention of the United States in Iraq and the US and its partners in Syria, which laid the groundwork for the ISIS organization to develop. In 2010-2011, remember they said they carried out six actions in the whole year,” he said.

“They were practically defunct until the United States and its allies supported the armed opposition inside Syria and gave an opportunity to this organization to develop and come back into Iraq,” Becker added.

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63 Texas Lawmakers: Marriage Equality Is Comparable To Polygamy, Incest, And Pedophilia

Via Think Progress

The Texas Conservative Coalition (TCC), a caucus of 63 state Republican lawmakers, has submitted a brief to the Fifth Circuit Court of Appeals arguing that it should uphold the state’s ban on same-sex marriage. Among their arguments, as Lone Star Q has pointed out, is that same-sex marriage is comparable to incest, pedophilia, and polygamy.

When Judge Orlando Garcia overturned Texas’s ban back in February, he wrote that the “right to marry” includes the right for individuals to “select the partners of their choosing.” Thus, when the Supreme Court ruled in Loving v. Virginia that banning interracial marriage was unconstitutional, they did not create a new right to interracial marriage; they ruled that individuals could not be restricted from marrying on account of their chosen partner. The same is true of same-sex marriage, he wrote. The ban on same-sex marriage “denies homosexuals the ‘existing right to marry,’” which violates due process just as anti-miscegenation laws did.

The TCC argues that this interpretation is a “distortion” of Loving that “problematically opens the definition of marriage to a variety of unions that society has deemed unacceptable and does not include under the umbrella of the fundamental right to marry.” If Garcia’s criterion is used, they wrote, “then marriage restrictions on age, polygamy, and consanguinity [incest] are also ripe for challenge.”

Full Article Here

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In Iowa, Rand Paul makes case for more compassionate GOP

Revolution In Media:

Can the GOP expand their appeal beyond their base? Rand Paul thinks compassion might be the key.

Originally posted on CNN Political Ticker:

OKOBOJI, Iowa (CNN) – Sen. Rand Paul brought his recent crusade for a more compassionate Republican Party to the northwest part of Iowa on Monday, appealing to a crowd of social conservatives at a fundraiser for Rep. Steve King.

The Kentucky Republican made his push for sentencing reform in the criminal justice system, the laws of which “disproportionately affect African Americans and Hispanics,” Paul said.

“Until you show that you care about them and that you want to do something about them, you’re not going to win,” he told the audience. “So if we want to win, we’re going to have to change.”

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Identity Theft, It Is Easier Than You Think

By Gordon Thomason

Identity theft is more common than you may think. It’s becoming increasingly easy to steal your personal information.   That said here are a few means of stealing your Identity that you should be aware of:

    • Do not leave your laptop unattended in the coffee house (how many times have you seen that).
    • Public Wi-Fi connections: The ID thief thanks you from the bottom of his heart for logging in to your bank or credit card’s site to check your balance, or even checking your email with a public Wi-Fi connection. It’s so easy to hack in and see exactly what you’re doing!
    • Shred all bank statements, financial record, old check books and those “pre-approved” credit card offers etc. before throwing in the trash (thieves actually do go through your trash seeking information they can use to steal your ID).
    • Ladies don’t leave your purse in the shopping cart (the thief will get your wallet faster than you can pick a fresh cantaloupe, maybe you think you can stop the credit cards before they can use them, no way!. Besides they might just turn their back and take one card then return the wallet to your purse while you pick bananas, one card you might not miss for an hour or two and that is all it takes for them to go on a shopping spree).
    • Change of address: it is quite common for the bad guy to file a change of address and send all your mail to a P.O. Box where he can compile a dossier to be used to apply for credit cards, new bank checks and loans in your name. (If you don’t receive mail for a couple of days talk with your local postmaster right away).
    • Mail: it is recommended that you install a secure mail box to prevent the thieves from stealing your mail right out of the box.
    • Cloned credit cards: with information stolen from your trash the thief can press a duplicate in minutes with special foils and laminators, burning your name and card number onto blank cards that can be bought online.
    • Phishing: With technically savvy identity thieves, phishing scams are popular. They send you emails supposedly from your bank requesting you verify a recent purchase asking for your logins and passwords, If you receive this kind of messages do not open it otherwise you could be inviting a virus that will rob your computer of all personal information. Also be wary of those phone calls claiming to be from your bank or credit card company informing you that there’s been some strange activity on your account and ask you to confirm personal information like passwords or social security numbers so they can verify the activity on your account.
  • Skimming: The ID thief is pretty inventive and always one step ahead of bank security. They will install plastic devices called skimmers to regular ATM machines and gas pumps that allow them to register all of your bank information once you insert your card. Sometimes they even put up an entire fake ATM machine for a few days then moving it to the next location before the heat is on.

Most victims suffer little more than the inconvenience of having to replace their stolen credit and debit cards. But when the thief uses your ID to apply for lines of credit you could spend years trying to resolve the bad debt run up in your name. Your credit score will most likely be destroyed and your ability to borrow severely limited because of the damage done to your credit.
Always be on guard and educate yourself with the updated information you will find on my website: http://www.repaircredit4free.com


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The Tax Cut Deception

By Carl Conrad

Advocates of tax cuts often boast of the economic power and innovation that a system of Capitalism can bring to bear on problems from which all economies suffer so they claim that government should be small and obscure. But, if you stop to look more closely at the innovations of these private sector businesses, you’ll see that it is a system set up by GOVERNMENT to make businesses look good and to prosper in the same way that young batters are given a greater likelihood of success by hitting a t-ball sitting atop a stand that they can barely miss.

Capitalists make the GOVERNMENT create roads for their cars, airports for their planes, harbors for their ships, tracks and terminals for their trains, hospitals for their sick, schools for their young, and let the government take care of those who can’t take care of themselves. Capitalists let the police, fire, FBI, CIA, and the military maintain stability in the country while the courts, jails, and prisons keep lawbreakers and the unsavory from interacting with the rest of us. Capitalists enjoy the sewage and sanitation systems implemented by government, the parking facilities, street lights, road plowing, sidewalks, traffic lights and signs that make it convenient and safe to get around, as well as the bus and subway services, bridges and highways, and even the parks, libraries, and museums that accommodate the esthetic needs of those who live in the cities.

GOVERNMENT provides all these amenities – and more – while allowing Capitalists to take the rest and boast that they are what make things work. While it is true that Capitalism produces the abundance of goods and services that we consume, it is because we allow them to do so, not because it couldn’t be done differently. To say that Capitalists do that without the support, assistance, and protections of government is as thinly-veiled a deception as the myths and misperceptions proliferated by that group of Capitalist profiteers who sell their alcohol, donuts, triple cheeseburgers, and cigarettes as they tell you it’s your right to consume them even if they aren’t good for you.

So, when taxes are as maligned and criticized as Paris Hilton’s acting skills, there needs to be a clarification of the role that government plays not only in making the economy run smoothly, but in making these businesses appear to be so productive.

Making you think that GOVERNMENT is the menace to fear is what these tax-cutting, snake oil salesmen are selling when they tell you that taxes are too high and you deserve to keep more of that money you give them which is really yours. What they ignore telling you is that cutting taxes is also going to mean cutting services and assistance to someone. Those who think it won’t be them because they aren’t receiving any direct government assistance fail to see the bigger picture that I’ve outlined above.

Who is it that inspects the buildings, approves the medicines, certifies the food, and puts limits on the dangerousness of products? It’s the GOVERNMENT. And, would you feel safer if those same profit-seeking, cost-cutting private businesses that you revere were to do those inspections without government regulation? Let people sue them if they have a complaint, that’s the free market solution. But, many free-marketers want to even limit that remedy so that we don’t let costly settlements put these conscienceless enterprises out of business.

Capitalism is a thankless system of bravado, excess, and denial that takes the desirable while avoiding the costly, and emboldens the strong to trod on the weaker. If these tax-cutting zealots have their way, they will weaken our GOVERNMENT even more so that they can continue to impose their brand of elitism and buyer-beware Capitalism more carelessly and profitably than they have already.

These TAX CUTTERS are out in droves – like starlings on electrical wires. It’s just too bad that those wires aren’t energized enough to make them fly away rather than to somnambulate them into thinking that their ideas will make things better. They will – but only for themselves.



As an avid reader and political enthusiast with a Master’s Degree in Economics, Mr. Conrad says he is fascinated by the empty slogans and misleading propositions of the radical right which make him actively committed to dispelling the myths that perpetuate conservative thinking.



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